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Inheritance Tax

What is the Residence Nil Rate Band (RNRB)?

The Residence Nil Rate Band is an additional Inheritance Tax allowance available where a qualifying residential property is included in the estate and passes to a direct descendant. It can significantly reduce or eliminate an IHT liability on qualifying estates.

How much is it?

For the 2024 to 2025 tax year, the RNRB is £175,000 per person. Combined with the standard nil rate band of £325,000, a qualifying individual could have a total IHT-free threshold of £500,000. Where a married couple both qualify, the combined threshold can reach £1 million.

Who qualifies?

The RNRB applies where the estate includes a qualifying residential property that the deceased has lived in at some point during their ownership, and that property passes to a direct descendant. Direct descendants include children (including adopted, fostered, and step-children), grandchildren, and further lineal descendants.

What if the estate is large?

The RNRB tapers away for estates with a net value above £2 million. For every £2 above this threshold, £1 of RNRB is withdrawn. Getting this calculation right requires an accurate net estate figure.

YouCanDoProbate determines whether the RNRB applies and calculates the correct amount automatically. The relevant sections of the IHT400 are completed accordingly.

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Trustpilot five star rating
Makes doing probate yourself possible

Makes doing probate yourself possible, saving a lot of money on legal fees and considerably speeding up the process!

Dave
Trustpilot five star rating
Solicitors wanted to charge me between…

Solicitors wanted to charge me between £2300 and £2700! They made it sound very complicated. I contacted this firm who offered a fixed fee of £500. Their online platform was easy to follow. When I ran into a couple of things I wasn’t sure of I called their helpline. They guided me through those areas and it was all sorted and posted off the same day. The solicitors had quoted me six to twelve months to get the Grant. I’ve just received it in six weeks! I don’t normally bother with writing reviews but felt I had to with this firm. They were superb. I’m just coming up to eighty and hate form filling. If I can do it , anyone can. Excellent.

Richard Buckingham
Trustpilot five star rating
100% recommend

I wanted to have a go at doing probate myself but did not have the confidence to go it alone. This platform was the perfect compromise and saved us thousands in Solicitors fees. I work as a Digital Project Manager so I am computer literate, but I can confirm the platform is very user friendly and intuitive for anyone to use. I phoned the helpline once for advice and they called me back within 24 hours with helpful and friendly guidance. It was not an ‘accepted estate’ and there were several exemptions to be submitted. You Can Do Probate handled this with ease. After using the platform to generate the first set of estate summary forms for HMRC I received confirmation from them within 11 days of posting. I then printed and submitted the probate forms to HM Courts. It took 9 days to receive an approval email and the Certificate of Probate arrived in the post the next day. So from start to finish – 20 working days. We were shocked at the speed! I would highly recommend You Can Do Probate. Absolutely worth the purchase fee. Thank you for making a really difficult time a little easier to navigate.

AMB
Trustpilot five star rating
You can do probate is an excellent…

You can do probate is an excellent website, you can ring, email them and they answered my questions when I was not sure of the questions, we applied for probate in April and was granted second week in July. Thanks to everyone at You can do Probate. Use this site and you can save thousands of pounds.

Tony Nightingale
Trustpilot five star rating
Probate application

Although my application was fairly straightforward at my age I needed it to be stress free. The help I received and the clear instructions and information made it just that.

W. Noble
Trustpilot five star rating
Fantastic platform for probate.

To significantly reduce the cost of using a solicitor to do probate for my late mother; we decided to attempt probate ourselves. The platform was excellent and made what could be a difficult task, very manageable. The information required would have to be given to the solicitor, so it didn’t feel challenging inputting it ourselves (although her estate was relatively straight forward). It was great having support at the end of the phone. We had a couple of queries, which were responded to quickly and well. We were so impressed with the clear instructions at each stage and how the relevant forms were automatically generated for both HMRC and subsequently for probate. From starting to input data to gaining grant of probate took us 8 weeks! Would highly recommend.

Zen Zenny
Trustpilot five star rating
Application for Probate online.

YCDP is excellent. As an 80 year old with very basic and fairly rubbish IT skills I was a bit apprehensive but found the process straight forward and easy to understand. It was very helpful to be given a list of the information I would need before starting. Having been quoted a price of over £1000 from a solicitor to complete the probate application the cost of using YouCanDoProbate was such a saving. I would recommend them to anyo

Mrs Sally Baxter
Trustpilot five star rating
Highly recommend this company

Highly recommend this company. The intuitive software is easy to use and the friendly and professional telephone support is excellent. On the advise of the team I posted off my documents as I had considered using the government online form assuming it may be quicker! However Probate was granted in 15 days from when I posted my documents. Thank you to all the team at You Can Do Probate for making a stressful and emotional task much easier to navigate without the need of expensive solicitors! Nb The only improvement that I feel would be beneficial is the function to print the breakdown of all the values and calculations

SJ
Trustpilot five star rating
All easy to understand and any queries…

All easy to understand and any queries answered quickly and professionally. Tough I was sceptical at first I would now definitely recommend youcandoprobate.

Matthew
Trustpilot five star rating
YouCanDoProbate was great, I would recommend !

YouCanDoProbate was great and took you carefully through all the questions & areas that are needed to complete and submit Probate forms and calculate any IHT payable. It may seem a daunting task, but taking it one section at a time, I was able to complete and obtain probate saving thousands in Solicitors fees. Most of the information you are going to have to obtain yourself, even if using a Solicitor.

Customer
Trustpilot five star rating
Excellent and easy service to use and a great price

We decided to use you can do private after realising how much a solicitor would charge us The forms were easy step by step all information and questions we needed to ask were easily found. The online and telephone support was excellent we are still going through it as takes up to 16 weeks for it to be completed We were very impressed and so would our dad be if he thought it was saving us money

Amanda Gilbert
Trustpilot five star rating
I found the platform very helpful

I found the platform very helpful. I was especially impressed with the help desk capability – very timely and helpful.

Mike
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£499

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Additional costs: The probate registry fee of £526 (for all estates over £5,000) and any additional official copies at £2 each. (Payable directly to HM Courts and Tribunals Service by cheque or postal order, enclosed with your application forms).
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© YouCanDoProbate • YouCanDoProbate is a trading name of Kabing Ltd.
YouCanDoProbate is not a law firm, is not authorised to conduct reserved legal activities, and is not regulated by the Solicitors Regulation Authority (SRA). Our digital service is a self-help online platform for you to input data, navigate forms, and manage your own inheritance tax returns and probate applications as a lay applicant. It provides administrative utility tools, forms, and general information. Our telephone, email, support ticket, and live chat support provide administrative and technical guidance only. We do not provide legal, estate planning, or tax advice, and our service is not a substitute for a regulated professional’s advice regarding complex estate or tax matters.
© Kabing Ltd | All Rights Reserved. Company number 12125399.

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