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Inheritance Tax

What is the Residence Nil Rate Band (RNRB)?

The Residence Nil Rate Band is an additional Inheritance Tax allowance available where a qualifying residential property is included in the estate and passes to a direct descendant. It can significantly reduce or eliminate an IHT liability on qualifying estates.

How much is it?

For the 2024 to 2025 tax year, the RNRB is £175,000 per person. Combined with the standard nil rate band of £325,000, a qualifying individual could have a total IHT-free threshold of £500,000. Where a married couple both qualify, the combined threshold can reach £1 million.

Who qualifies?

The RNRB applies where the estate includes a qualifying residential property that the deceased has lived in at some point during their ownership, and that property passes to a direct descendant. Direct descendants include children (including adopted, fostered, and step-children), grandchildren, and further lineal descendants.

What if the estate is large?

The RNRB tapers away for estates with a net value above £2 million. For every £2 above this threshold, £1 of RNRB is withdrawn. Getting this calculation right requires an accurate net estate figure.

YouCanDoProbate determines whether the RNRB applies and calculates the correct amount automatically. The relevant sections of the IHT400 are completed accordingly.

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Trustpilot five star rating
Grant of Probate within 8 weeks from signup

Less than 8 weeks from signing up to YCDP to the Grant of Probate arriving in the post! As others have said – no need to pay through the nose for a solicitor, the YCDP platform is far quicker and far cheaper than using a solicitor. All relevant IHT forms were generated with ease, printed and then sent via post with accompanying requested documents – this was acknowledged within 3 weeks – then the generated PA1P probate form was sent to HMCTS (again, with accompanying documents & cheque) – Grant of Probate received in the post less than 2 weeks later! Fantastic and saved me thousands. Very happy with the platform and service, relieved to have found this alternative as opposed to instructing an expensive solicitor.

D M
Trustpilot five star rating
I found it very helpful but of special…

I found it very helpful but of special note is the fact you can call their helpline for assistance which I did on a few occasions. They were always very patient and solved my issues.

Martin Greaney
Trustpilot five star rating
10/10

It was so easy ,a couple of teething problems that were sorted out quickly by the contact team .I would recommend this company highly,if your probate is pretty straightforward it’s a must and will save you money,it’s a 10/10 for me

Mr huntbach
Trustpilot five star rating
Easy and very cheap DIY probate with…

Easy and very cheap DIY probate with full money back guarantee

caba sinko
Trustpilot five star rating
Provided clear and precise instructions…

Provided clear and precise instructions as to what needs to be done. Made a complex process straight forward, especially for relatively simple estates.

Dean
Trustpilot five star rating
YouCanDoProbate was great, I would recommend !

YouCanDoProbate was great and took you carefully through all the questions & areas that are needed to complete and submit Probate forms and calculate any IHT payable. It may seem a daunting task, but taking it one section at a time, I was able to complete and obtain probate saving thousands in Solicitors fees. Most of the information you are going to have to obtain yourself, even if using a Solicitor.

Customer
Trustpilot five star rating
As it says

As it says; “You can do Probate” all be it with a little help from the team who are really great. I had my doubts initially but I have managed to complete all of the forms and get my application in for my Mothers estate, and I am in my 70S. It was interesting that funeral expenses are an expense rather than a liability but I suppose if we think about it, it is. Many thanks to the team. I can just wait and see how long it takes to get it from here.

Graham Trim
Trustpilot five star rating
I thoroughly recommend

YCDP really took the stress (as well as quite a lot of admin) out of the Probate application process. Very simple to follow, with clear instructions, and easy-to-follow User Guide. Thorough prompting ensures that you complete everything necessary at each stage before being allowed to print the final Probate application form. I only had to call for support once and my question was dealt with quickly and efficiently.

Chris Kuch
Trustpilot five star rating
Easy and Simple to use

Easy and Simple to use

Stephen
Trustpilot five star rating
I was dreading Probate but ‘You Can Do…

I was dreading Probate but ‘You Can Do Probate’ really made things easier. If I had any problems I could request a call to help me with questions. I requested a call about 3 times, and each time somebody call me and sorted out my questions and put my mind as ease. I think I spoke to Tom a couple of times very helpful. You can do bits at a time you don’t have to do the whole thing all at once. Thoroughly recommend. Glad I came across this site.

Anne-Marie
Trustpilot five star rating
Excellent package

Excellent package easy to follow and good help service if needed – probate obtained in six weeks – thankyou

mark
Trustpilot five star rating
Worth every penny

When life is at its trickiest and you are expected to be able to navigate probate, this service takes all the hassle out of it. The helpline and email responses are quick and so helpful. It is such good value for money.

Louise Conway
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Additional costs: The probate registry fee of £526 (for all estates over £5,000) and any additional official copies at £2 each. (Payable directly to HM Courts and Tribunals Service by cheque or postal order, enclosed with your application forms).
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© YouCanDoProbate • YouCanDoProbate is a trading name of Kabing Ltd.
YouCanDoProbate is an online platform providing legal forms and information. YouCanDoProbate is not a law firm and is not regulated by the Solicitors Regulation Authority (SRA). Our online probate and inheritance tax service is an online platform providing probate and inheritance tax forms and information to allow you to complete inheritance tax returns and apply for probate yourself. Our telephone, email and livechat support provides guidance only, we do not provide bespoke advice, including estate planning or tax advice and it is not a substitute for a lawyer’s advice about complex estate planning or tax issues.
© Kabing Ltd | All Rights Reserved. Company number 12125399.

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