Skip to main content
MON - SAT
9am - 6pm
User Login
When did you purchase access to your YouCanDoProbate account?
On or after 1st March 2025
On or before 28th February 2025
Don’t have an account? Sign up here
Inheritance Tax

What is Inheritance Tax, and Does the Estate Need to Pay It?

Inheritance Tax (IHT) is a tax on the value of a deceased person’s estate above certain thresholds. It is charged at 40% on the portion of the estate that exceeds the available tax-free allowance. A number of exemptions and reliefs can significantly reduce or eliminate the liability. Most estates do not pay Inheritance Tax.

The nil rate band

Every individual has a standard nil rate band of £325,000. Assets up to this value can pass free of IHT. The NRB has been at this level since 2009 and is frozen until at least April 2030.

The Residence Nil Rate Band

Where a residential property passes to a direct descendant, an additional allowance called the Residence Nil Rate Band (RNRB) is available, currently up to £175,000 per person. Combined with the standard NRB, a qualifying individual may be able to pass up to £500,000 free of IHT.

Transfers between spouses

Assets passing between married couples or civil partners are generally exempt from IHT at the point of the first death. Any unused nil rate band and RNRB can also be transferred to the surviving spouse’s estate.

When does IHT have to be reported?

Even if no IHT is due, the estate’s value must still be reported as part of the Probate application. For most estates, which are excepted estates, this is done by entering the estate’s values directly on the Probate application, and nothing is sent to HMRC. Where the estate is not excepted, an IHT400 is sent to HMRC first. An estate can be non-excepted even when no Inheritance Tax is due. YouCanDoProbate performs every IHT calculation automatically and completes the IHT400 and all required supplementary schedules where they are needed.

Ready to begin?

The easy and affordable way to apply for probate

Register today and work through your application at your own pace, with unlimited UK-based expert support whenever you need it.
Try it risk-free · 14 Day Money Back Guarantee
Call 0800 689 1447 · Monday to Saturday, 9am to 6pm
Got a question while you are reading?
Our team of experts are on hand to help. Call us, or Request a Callback. No obligation. Just honest answers.
Trustpilot five star rating
My mother died in March this year and I…

My mother died in March this year and I now have an IHT421 AND Probate. Very happy with the process and occasional need to call for guidance. Callbacks were always prompt and informed. The idea of having a named case worker is as particularly helpful.

Mike B
Trustpilot five star rating
Using your forms was really…Sraightforward

Using your forms was really straightforward and you were on hand on the phone to help with any if our questions. The IHT calculation on IHT400 was straightforward and accepted by HMRC within 2 weeks. After then printing off and submitting your forms the probate accepted within 10 days!! Fantastic service.

Lynne
Trustpilot five star rating
Save a fortune, use YOUCANDOPROBATE!

This service isn’t easy but it is brilliant! From our previous experience of using a solicitor for probate, who asked us to do 80% of the work, searching for bank records, certificates etc. etc. this service was difficult, not easy, but well worth it! The support team are excellent and help with those questions you can’t easily answer. Google helps immensely also. But the real benefit is saving at least 2% up to 5% of an inheritance. That would be most of one of my late mother-in-law’s grandkids inheritance. Bargain price makes it worth it! I am happy to strongly recommend this excellent service!

Liam
Trustpilot five star rating
Easier to complete than I initially…

Easier to complete than I initially thought.

Lynn Wasnidge
Trustpilot five star rating
Brilliant, easy to follow website for probate

Brilliant website, made the probate process for my dad’s estate very easy, and simple to follow. Forms populated at the end with no bother at all, and downloaded easily. I only needed one question answered which I got with online chat immediately. Highly recommend. So much better than paying £££ for law firm to do it. Thank you!

Mandy Byrnes
Trustpilot five star rating
A compass for navigating a difficult journey

Probate is a tricky (and potentially expensive) area for most people to navigate. YouCanDoProbate really does make it possible for anyone who is moderately computer literate to successfully put in an application themselves. The website is arguably the best of its kind that I have ever used. I needed to have four phone consultations to reassure me on various points. The calls were prompt, unrushed, and with someone who really knew what they were talking about. Brilliant.

David Moseley
Trustpilot five star rating
A very professional company and…

A very professional company and service, so easy to use from start to finish, but always available to answer any questions quickly, no matter how trivial, saved so much money compared to traditional solicitor. Highly recommend.

Julian Scheimann
Trustpilot five star rating
Very good takes you through all steps

Very good takes you through all steps. Don’t need solicitors

sd
Trustpilot five star rating
Probate forms

When completing the forms, any query I had as soon as I emailed them they got back to me straight away. Also it would not let you finish the section until you had filled out all that was needed. Helpful that you could save and go back in when you had the answer you needed.

anna smullen
Trustpilot five star rating
Very good!

Better then spending 1000s on solicitors fees!

Robert Wright
Trustpilot five star rating
“Does exactly what it says on the tin”

“Does exactly what it says on the tin” I have Absolutely no legal experience and had never done probate before and I found this was a brilliant tool to get the job done. I was going to be charged over £7,000 by a solicitor and the irony is that all the data that you would need to send the solicitor is exactly the same data you need to complete the probate application yourself. Loved this software and saved an absolute fortune!!!!!

Ian Spence
Trustpilot five star rating
Helpful staff and good online service

It was really useful to start the forms and go back to them over a period of days without having to start again. Once completed and printed off, we sent off and our Grant of Probate was received 4 weeks later. I had to contact staff at the Help Centre on a couple of occasions and they were more than helpful. Definitely would recommend using this service if the application is not complicated.

Customer - Bristol
AFFORDABLE FIXED PRICE
Forms filled in for you
No expertise needed
Unlimited UK support
Save money, time and stress with YouCanDoProbate
One time payment

£499

including VAT
Additional costs: The probate registry fee of £526 (for all estates over £5,000) and any additional official copies at £2 each. (Payable directly to HM Courts and Tribunals Service by cheque or postal order, enclosed with your application forms).
Get started in 3 simple steps
STEP 1
CLICK HERE TO BUY NOW
STEP 2
REGISTER AND PAY
STEP 3
LOGIN AND BEGIN
Trustpilot
14 Day Money Back Guarantee
14 Day Money
Back Guarantee
T&Cs apply.
We're here to help
Call 0800 689 1447
Monday to Saturday; 9am - 6pm

Trusted & Secure

ISO 27001 certifiedSSL secure256-bit encryptionTwo-factor authenticationAWS Partner NetworkStripePayPalApple PayGoogle Pay
More about YouCanDoProbate

See how it works

See exactly how straightforward this is, from your first question to your completed forms.

Why choose us

Thousands saved, weeks not months, and you stay in control throughout.

Our story

We have been where you are. That is why YouCanDoProbate exists.
© YouCanDoProbate • YouCanDoProbate is a trading name of Kabing Ltd.
YouCanDoProbate is an online platform providing legal forms and information. YouCanDoProbate is not a law firm and is not regulated by the Solicitors Regulation Authority (SRA). Our online probate and inheritance tax service is an online platform providing probate and inheritance tax forms and information to allow you to complete inheritance tax returns and apply for probate yourself. Our telephone, email and livechat support provides guidance only, we do not provide bespoke advice, including estate planning or tax advice and it is not a substitute for a lawyer’s advice about complex estate planning or tax issues.
© Kabing Ltd | All Rights Reserved. Company number 12125399.

Request a Callback

We’ll call you back as soon as possible during working hours. Our friendly, UK based experts are here to help. Prefer to talk now? Call 0800 689 1447, Monday to Saturday, 9am to 6pm.
Existing user? We kindly ask you to get in touch with us using the support channels within the platform